NOTES:

• For Self Employed  income, insert total income including share of EBITDA plus owner/director’s wages.
• For PAYG employees, you should include any wages, regular allowance income, bonuses and commissions (if consistent/ongoing).
• The borrowing capacity result from the calculator may be low / conservative.  Use the calculator as a guide / indication only, as the true borrowing capacity differs between Lenders and we recommend speaking with an expert Consultant to clarify further.